# Fees

The payment instructions include three amount fields:

```json
{
  "amounts": {
    "due": "100500000000000000000",
    "settlement": "100000000000000000000",
    "fee": "500000000000000000"
  }
}
```

## Meaning

* `due`: amount the customer should send.
* `settlement`: amount the merchant receives.
* `fee`: Artum service fee.

In the current mock flow:

```
due = settlement + fee
```

The customer pays `due`. The merchant receives `settlement`. Artum keeps `fee`.

## Network Gas

Network gas is separate from Artum service fee.

The customer's wallet pays gas to submit the token transfer. That gas is not included in `instructions.amounts.fee`.

Any Artum-side settlement transaction gas is not represented as `fee` in the current mock response.


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